Patting self on back

In real life, I’m actually a fairly humble guy on pretty much everything. In fact, an outside observer would, probably accurately, say I even have low self-esteem issues. So it should be understood that this post isn’t bragging. I usually don’t brag because if I did something worth bragging about it’s probably something I should have done years sooner or with better results than I actually achieved. Anyway….

I was rolling through some old posts and noticed that several posts where I described changes in my life or courses of action I was taking have realized their potential. I thought it would be interesting to point them out.

After having limited employment opportunities, I decided that rather than agitate that minimum wage needed to be raised to $15, I needed to become the kind of person who was worth more. So..I went back to school. While in school I needed to actually get some direction and stop wandering aimlessly. I needed to develop a principle to use as a yardstick for my activities. And I needed to set some actual, defined, quantifiable goals. I also moved the direction of my efforts slightly from heavy-on-the-materiel to heavy-on-the-financial. And…it largely paid off. I hit virtually every goal I set, once I actually had a goal. The life I have now is far from perfect, but it is leaps and bounds more resilient than it used to be, and more importantly, there is substantial groundwork laid for the future.

It’s all stuff I should have done years ago, yep. But…maybe better late than never

What made the difference? (Other than having no real other options, I mean.) Figuring out goals and setting them. And then sticking to working towards them. Consistently. Short terms goals were easy. Any idiot can stay on a diet, exercise plan, steps-a-day, or other goal for two weeks. Thats easy. Two months? Harder, but within most of us. But…years? Thats a challenge. But…it can be done. I’m the least disciplined person you’ll ever meet. I always look for the easy way out. But if I could get my act together enough to hit some of these important goals (pay off house, get out of debt, finish college, bang Jennifer Law…wait, still working on that last one) then I can pretty much guarantee any person can. Heck, probably be easier for them than for me.

I’m not going to say I did it all on my own. Or that I’m some sort of self-made-man. Nope. I had help. People stepped in and stepped up here and there. Sometimes it was with a check, sometimes it was with an ‘attaboy’, but it was never all just me. And I’m fine with that. The people who helped me were the people I wanted in my life and they added to it as I added to theirs…and they proved that they were worth having in my life.

In my opinion, my life still isn’t anything to jump up and down about. There are still smoldering hot spots that could flare up anytime and start the blaze again, but things are far better than they used to be.

I’m telling ya man….find goals, set them, and then go after them ruthlessly. Worked (up to this point) for me.

The Culling Fields

So…the hordes are marching down the street towards your neighborhood. Sitting on the table before you is a brand new HiPoint 9mm and a box of Wolf ammo. Next to it is a brand new Glock 17 and a box of Federal ammo. You can only grab one ammo/gun combo. Which one do you grab?

Fairly confident most of you would eschew the HiPoint/Wolf combination. Yes? And why would you not choose them? Probably the most common answer would be something along the lines of “I don’t have confidence in the gun”, “The stakes are too high for me to risk relying on it”, or “I don’t trust the gun to perform as well as the other gun.” These are all perfectly valid concerns. I mean, think about it, when something as important as your safety and security is on the line don’t you want to have the most reliable, trustworthy, confidence inspiring gear on your side? of course you do. If you were jumping into the apocalypse you would judge every resource you have for it’s ability to be trusted for reliability and performance.

So…why do some folks keep people in their life who wouldn’t pass that same inspection? Do you really hold your handguns, flashlights, and pocket knives to a higher standard than you do the people you let into your life, your home, and your heart? Shouldn’t you hold the people in your life to at least the same standards as you do your pistol?

Years ago I thought about the people that I let into my life. I narrowed them down into three categories: people who made my life pleasant and added to my life, people who didnt make my life better but didnt make it worse, and people who made me unhappy and who subtracted rather than added to my life. The first two groups made the cut, the last group…not so much. And that wasn’t a terribly easy decision to make. There’s people I genuinely care about and love out there whom I just simply will not let into my life because having them involved in any facet of my life causes unhappiness. I trimmed out a bunch of ‘casual friends’, acquaintances, and even some family. What remains are people whom I actually care about, who take an interest in me and my life, I trust to varying degrees, and feel comfortable being myself around.

I’m not saying I have to ‘get something out of’ having a person involved in my life, rather I am saying if I don’t enjoy having someone in my life, or if its just a one-way street of intimacy and concern, then there’s no reason for me to let them in.

If you genuinely believe that the life we know is starting a slide into some difficult times, perhaps even really difficult times, does it make sense to expend time, emotion, privacy, trust, and concern on people who seem to only make you sorry when you talk to them? And does it make sense, in these times of…heightened concern… to have unreliable, untrustworthy, uncertain, or uncomfortable people around? No, it doesn’t. And, sadly, that means that some relationships, with people you may have known for years, need to be taken out and put down like a lame horse.

Only you know who in your circle of family and friends is adding to your life and who is taking away from it. Maybe its your cousin who wants to know everything about whats going on in your life but shuts you down when you ask about his. Or it’s the guy from work who you get along great with except for every other Friday when he calls you for a ride home because he’s drunk..again…and needs a ride. Maybe it’s your sister-in-law who seems to do nothing but tell your wife about how much of a loser you are and how she could have done better. Could be it’s even a brother or parent who, when their name shows up in your caller ID, ruins your day. Can you ‘ghost’ these people? Can you minimize their role in your life? Can you just cut them off?

The people that you’re going to ride out Ragnarok with shouldn’t just be an approximation of the random strangers you share an elevator with. There should be purpose and design in who you let into your life. And that phrase, ‘let into your life’, means exactly that. If you have someone in your life that you wouldn’t feel comfortable with driving your truck, housesitting for you, or playing with your kids when you’re not around…..then you might wanna think about whether you have the room for them, emotionally and strategically, in your life.

I own a lot of guns. A lot. And there isn’t a single one that I have acquired that I feel is a junker or a Saturday night Special or just a plain ‘ol piece of crap. I expended resources acquiring each of those guns and keeping a clunker serves my interest in no way whatsoever. I have no problem holding the people in my life to that same standard. I can be friends with lotsa people, but the list of people I take into my house and heart is extremely small. But, those people are, to me, good people worth knowing for what they add to my life. When the end of the world comes (or the end of MY world) , I’ll have no problem having them ‘on my side’ because they’ve been on my side all along…otherwise I wouldn’t be having some sort of relationship with them.

So, my advice to you is that if you really are worried about where things are going perhaps it’s time to triage through your friends/family relationships with as critical an eye as you go through the display case at the gun counter of your local shop.

Just something to think about.

Property taxes, hyperinflation, and gold

“The only difference between death and taxes is that death doesn’t get worse every time Congress meets.” -Will Rogers

I was going to pay my property taxes the other day and I could not find the stupid second half of the property tax bill. As you know, property tax bills usually come as a binary sort of thing….you make one payment for around half the total, and six months later you make the other half. Then, six months after that, .gov comes back and starts the whole thuggish cycle over again.

So, I was looking and looking and looking…no success. Finally I said ‘screw it’ and went online to look up how much to send to the weasels at the county courthouse. “PAID IN FULL”….huh….and then I remembered: I did well enough last year that I decided to pay the entire tax bill at once. Yay me.

I started wondering – if a period of great economic upheaval occurs..inflation, high unemployment, wage and price controls, shortages, etc…gov is still gonna demand their pound of flesh. And when you are jobless, foodless, and cashless is the worst time to lose your house to some local .gov that insists it get paid even when it’s doing nothing but serving (and saving) itself.

Obviously, the thing to do would be to have enough money in he bank to pay the property taxes for a couple years. But here’s the problem with that…if the economy craps the bed enough that you’re without a job, hungry, and subject to the ravages of inflation, that money in the safe isn’t going to keep pace with your taxes which the .gov will conveniently adjust for inflation. And suddenly that stack of $100 bills in the safe that you thought would cover your property taxes won’t even buy you a new pair of shoes (assuming the stores still have shoes.) So what’s a savvy survivalist to do? Well, I suppose you can hope that in such a crisis things will be chaotic enough that property tax collection will be the last thing on .gov’s mind as it valiantly throws beleaguered police and National Guardsman into the fray of rioters, looters, demonstrators, criminals, and anarchists. Mmmm maybe. Or I can try to hedge my bets and have something to sell for the inflated currency necessary to pay the taxes.

And then I thought about the gold. Hmmm. I should have thought of this before. Keep a couple years of property taxes handy in gold. That way if inflation heads to the moon, it’ll take gold with it. In other words, two ounces of gold  pays my property taxes now, and in Weimar-town two ounces of gold still pays my taxes. (Assuming that the tax rate remains the same. Obviously in a crisis .gov is going to raise taxes, so perhaps a little extra gold just in case.)

The more I think about this, the more I like the idea.

That one critical skill

Someone in comments mentioned that perhaps if I was set in terms of gear, perhaps I could opine on necessary skillsets.

Well, this is very abstract, but there is but one skill, in my opinion, that the serious student of survivalism (or even just plain ‘ol Life) should try to develop. Develop this one skill and all the other skills flow from it and are magnified by it.

Learn to think ‘outisde the box’. What does that mean? It means always be open to the previously unthought of, to new ways of thinking, to expanding your outlook past it’s present limits. Lemme put it another way….theres the old joke about what book would you want if you were stuck with only one book to read. The smartass answer is ‘a dictionary’ because it contains ALL books.

Learn to think for yourself, think critically, be able to see from other viewpoints, and whatever skill you try to learn next will be easier and more thorough. Don’t let yourself be limited by religious, political, social, or classist dogma. Keep an open mind so you can see things from every angle and point of view. You don’t have to agree, support, or believe in other viewpoints and perspectives in order to see things from those angles…you just need to be willing to try it so you can explore a topic as thoroughly as possible.

A zillion years ago, armies used to line up facing each other and start shooting until one side had enough and quit. That was how wars were fought. Everybody knew that, right? Hiding behind rocks? Shooting and running? Taking out the officers first? Why, thats the tactic of the heathen savages! And, because of racial, political, and cultural dogma, a lot of European wars were fought the same way for a hundred or so years. And then finally someone thought outside the box, decided to ‘stoop’ to the level of the savages, and discovered that..hey…they were on to something with that whole ‘shoot from cover’ thing.

Being willing to explore previously ignored, undeveloped, or undiscovered ideas is like suddenly discovering the switch for the high beams as you’re driving down a pitch-dark road at night. Not allowing yourself to be constrained into a narrow or rigid way of thinking makes it easier to recognize new ideas, opportunities, and alternatives.

Ayn Rand said that man’s mind is his primary tool of survival. You don’t have to agree with Rand on everything but I think we can all pretty much agree on that one statement. The ability to think….think clearly..think for yourself…develop your own ideas and outlooks….is the starting point for learning everything else worth knowing. Sure, you can grab Ham radio For Dummies and pass the exam.. or you can think about how radio works, find some topics on the subject, perhaps some history, that interest you and lead you to learn more, build a few primitive made-from-parts-around-the-house radio receivers because you have a burning need to know how things work…that sort of thing. Develop a curious mind and learning things will never seem like learning.

Everything I’ve ever wanted to know…I mean really wanted to know about…I taught myself. Of course, back then it was more difficult since your only recourses were library cards and first-hand experience. Nowadays genuine world-class experts can show you how to do anything for free on YouTube. How incredible is that? If there’s a skillset for anything that isn’t taught somewhere on the internet…I can’t think of it.

So, yeah….for me…the most useful skillset is being able to think for myself, draw my own conclusions, be willing to explore opinions or ideas that are foreign, uncomfortable, or even opposite of what I believe, and to be open to new ideas.

It’s really a hard task to try and put it all into words, but there you have it. I probably didn’t explain it as well as I could have but maybe some of it resonated. Once you have that mindset, you won’t need anyone to tell you what skillsets you should bone up on….you’ll already know because you know whats best for you and your situation.

Skipping the gun show

“I foresee terrible trouble and I stay here just the same” – Steely Dan

There was a gun show in Hamilton last weekend and…I didnt go. I thought about going but it would be $20 in gas, another $10 for lunch, and then whatever I spent on overpriced panic-driven stuf. And, this is the key part, I didnt really need anything. I mean, really, as far as gun stuff go I’m just gilding the lily at this point. The only thing I need is a scope for my .338 Lapua (leaning towards this one, by the way) and that’s really about it. :::shrug::: I’ve had thirty years to get my gun buying needs satisfied…at some point I was gonna hit the “I think I’m okay” stage. So why piss away thirty bucks I could use for other purposes?

Certainly there are small non-gun things I’d like to get..a few more LED MagLites, some more gas cans, that sort of thing. But…nothing hits the ‘urgent’ chord.

And, somewhat, this carries over to a few other things as well. Food, med stuff, fuel, etc. In fact, so many things are ‘in the green’ that I’m really just focusing the majority of my efforts on the financial stuff. By the end of next year I need to have enough money in the bank to buy a chunk of nowhere. As a result, between now and 12/31/22 most of the financial resources that have been going into guns, ammo, and food will be going into saving and investing.

No, this isn’t going to transform the blog into some sort of financial blog. (Although, to be fair, I’ve been reading a few of those on and off for the last year.) It just means that I’ll probably cut the posts about gun buying by a large percentage and there’ll be more posts about the more mundane things in the wide world of preparedness. And, really, who needs financial advice beyond “spend less than you make, save and invest, think before you buy, contemplate the future”?

The Free Money Machine in DC seems to be in overdrive as it pays people to underachieve and that’s gotta have some consequences somewhere. The music hasn’t stopped yet, but it’s slowing down. Folks would be smart to spend a couple hours in a quiet room with a notebook, pen, and start making lists and have an honest reckoning with themselves about what they need to do to come out the other side of things in one piece. But, really, thats good advice any time.

So, for now, the vast majority of my ‘prepping’ is getting money in the bank, into investments, and hitting WinCo/CostCo every weekend to keep things topped off. And, of course, keep a weather eye on the news. As convoluted, biased, and ‘steered’ as the news is, it’s still worth paying attention to…at least, as long as you get the same story from at least three disparate sources. As the saying goes, theres three sides to every argument – your side, their side, and the truth. I’m not a news junkie but I always check the news first thing in the morning after I power up.

Whether its a straight-up LARPing of the Carter years, or if its a more Fabianistic approach to Directive 10-289, the solid bet is that four years from now things are going to look a good bit different than they do today. Reagan famously asked “Are you better off now than you were four years ago?” and I suspect that in 2024 the answer will, for most of us, be a pretty strong “No”.

By the by, if, like me, you occasionally have lapses of discipline and you ‘fall off the wagon’ in terms of keeping up with your preparedness, I highly recommend reading this book. It is, of course, fiction but it isn’t hard to see yourself in some of the situations outlined in the book. Every time I read it I feel like taking the day off and doing nothing but loading up my truck with food, gas, gold, ammo, and heading for a quiet place to raise chickens and vegetables while the world eats itself. Good read.

Classic wisdom from the movies

Four minutes and forty-four seconds of perspective, philosophy, attitude and mindset that, in my opinion, is worth listening to. It’s called something else in this video, but what they’re really talking about is resilience.

Doesn’t matter if the economy is going gangbusters or if it’s swirling down the drain. Survivalism is resilience. How do we gain resilience from economic issues? By being where John Goodman says….you have  a solid car, a paid for house, money in the bank…thats your Fortress of Solitude. A good place to start.

But, as Goodman says, what you really want is to be in a position to say “F You” to…everything. To be able to have the freedom to not have to do something.

Inflation? I have a paid for house, a pile of cash, and gold. F you.
Food shortages? I’ve a basement full of food, a huge garden, chickens, and a pressure canner. F you.
Unemployment? I’ve no debt, money in the bank, and other revenue streams. F you.
Crime and violence? Me and my family are better armed than the local police. F you.

The position of F you is pretty much where you wanna be. How you get there…that’s up to you. Whats it worth to you to be able to just quit your job for six months and not have to change your lifestyle one bit? To be able to ride out a food/gas/power shortage? To have enough financial strength to weather pretty much anything? Is it worth giving up going out to lunch for a year? Quitting drinking and smoking? Driving the same crappy car for another two years? Working ten hours of overtime every week for the next year and a half? All up to you, man.

I’ve been increasing my levels of resilience over the last couple years and, if I stick to the plan, I should be at a pretty awesome level of F You in about three years or so. And then…the world can burn for all I care. Go get some F You.

For the end of the word, there’s 5.56mm…for everything else, there’s money.

“I’ve been rich and I’ve been poor, and rich is better.” – Mae West

I’ve met a lot of survivalists over the years. All of them have their own flavor of apocalypse… war, plague, famine, pole shift, EMP, space invasion, religious events, comet strikes, economic issues, etc, etc. My personal belief is that the most likely event to send folks scrambling to their bunkers will be economic. You could probably make an argument that the Wuhan Flu has proven me wrong. I don’t think so… after all, one of the side effects of this pandemic has been a level of economic upheaval, hasn’t it?

I try to be prepared for most eventualities….power outages, blizzards, etc. But, for me, I believe that the small, personal, intimate EOTWAWKI events like a job loss, illness, unexpected expense, etc, will occur with a far, far higher level of likelihood than an EMP or Chinese invasion.

So, while I keep a buncha freezedrieds and ammo on hand, I have found that having financial resources has been a lifeline more often than parachute flares have. Or, as I’ve said before, I’ve needed $50 bills far more than I’ve needed .50 BMG.

I can’t tell you what I think a survivalist should do to cover their financial butt because everyone’s situation is difficult. YMMV. I don’t have a lot of money, nor do I make a lot of money, but what I do have is an exceptionally strong desire to not be hungry and houseless. So, my money goes into a few places –

  • Cash
  • Investments
  • Metals
  • Goods

I keep cash around because it’s basically duct tape – when the world isn’t coming to an end, cash (or money) is the ultimate multitool. It puts roofs on houses, fixes flat tires, paints living rooms, digs ditches, repairs cars, replaces hot water heaters, feeds kids, transports goods, etc. When civilization hasn’t hit the bottom, cash solves 99% of your problems.

I invest on a regular basis because cash loses value if you just let it sit there in an envelope in the gun safe. (Can’t get around it…some cash must be kept on hand, immediately accessible, and that means some exposure to inflation risk.) A thousand dollars next year will buy you less stuff than what a thousand dollars will buy you this year. Thats inflation workin’ it’s mojo. If you want your $1000 to be able to buy that same $1000 worth of stuff in ten years that it could buy today… you need to have your money ‘make money’. So..I invest. And, yes, if the big EOTWAWKI happens I could lose all the investments. Thats why I have more baskets to put my eggs in than just that one. And, while I recognize the possibility of an event happening that would wipe out my investments, I’m comfortable with it’s level of unlikeliness that I don’t mind putting some money into the market. Nothing fancy…just fire-n-forget mutual and index funds. It’s worked for me so far. At some point I’ll probably put money into some more real estate as well.

I stockpile cash, I feed investments, and I buy metals. I don’t buy metals for an investment because if I need to use metals to pay for the necessities of life then the odds are pretty good that the currency has gone haywire…and why would I trade a 1/10th Eagle for a wad of green paper that is short circuiting?  I set an amount, in ounces, I want to own by the end of the year and work towards that goal. I just buy 1 oz. silver rounds or bars. Eagles and Maples are nice but not worth the premium, IMO. Gold is never cheap, no matter what form you purchase it in. Just know that you will always walk funny after buying gold but it’s worth it for the peace of mind. I have a silver coin in my desk that was minted over 2000 years ago. It can still buy me things. No nationally minted currency can say that. Yeah, you can’t eat it, burn it, or shoot it…and yet it still works as a near-global unit of exchange. Go figure. And, historically, metals is the way to go in that ‘in between stage’ where the currency is going bad but before we hit the tradeing-cigarettes-for-food stage.

I don’t stock too many things expressly for the purpose of using them as trade goods because a) thats a lot of space and b) metals and cash take care of most of those needs. But…if things ever really hit Mad Max status, having desirable goods gives you bargaining power. Don’t stock anything you can’t use yourself if you need to. For me, handguns and ammo fill the bill. Compact, valuable, and in a crisis their value goes up exponentially. If you don’t believe that  then just go try to find a box of 9mm and a G19. If you can think of a ‘civilization’ anywhere in the world right now where the currency is worthless and its basically every man for himself, there is little more valuable in that place than a firearm and ammo. A cheap 9mm (S&W SD series, Ruger P or American series, anything by Taurus, HiPoint [kinda], etc.) and a box of ammo will probably be  the next smallest form of concentrated wealth after gold. Trading guns is always a risky business, so it’s never my first choice but when natives are restless there is no denying that people will pay whatever it takes to buy a talisman that makes them feel safer. (See Current Situation.) Also, as I’ve mentioned, I don’t stock anything as a ‘trade good’ that isn’t something I can’t use for my own needs. I can always use extra food, extra guns, extra fuel, extra meds…so for me it makes sense that if I was going to keep something as ‘trading stock’ it would be those things. I don’t smoke, I don’t drink, and I don’t have a uterus, so stockpiling booze, smokes, and tampons doesn’t make sense for me. In short, if it has no utility to me if I wind up having to keep it, then I’m not spending resources and space on having it on the off chance of trading it to someone else.

I’m the most optimistic survivalist in the world… I think the likelihood of a localized EOTWAWKI (job loss, injury, hurricane, transmission replacement, etc.) will happen more frequently and sooner than the big one (EMP, comet strike, Xenu, etc.), As a result, my priorities, financially, are on cash and investments….metals and trade goods are in that order. I’ve needed plumbers far more often than I’ve needed combat medics, and my financial planning reflects that.

Anyway, thats how this particular survivalist arranges his financial resources. You do what you think makes sense to you and your situation, but do something. Don’t be caught flat-footed if the world ends, and more importantly, don’t be caught flat-footed if it doesn’t. A solid retirement if the world doesn’t end, and a basement supply depot if it does….that’s kinda what I’m shooting for.

Less theorizing, more shopping

Focus, Zero, focus…..

I’ve been a bit remiss lately on the physical side of preparedness and been spending too much time on the theoretical end of it. What does that mean? It means I’ve been staring into the computer too much making plans and strategies for the upcoming year and not spending enough time walking through CostCo, WalMart, and Home Depot getting things to improve my resilience.

What sort of planning? Honestly, mostly financial planning and reviewing. I’m reviewing how I did on my financial goals for 2020 (nailed them…nailed ’em hard), thinking about where the goalposts should be for 2021, and figuring out how much money I need each month to hit those goals. Thats the easy part. The more challenging part is adjusting the calculations for if I miss/surpass the monthly goal. I’ve a spreadsheet for that, but it takes a bit of fine tuning. Like I said…its all theory. But theory doesn’t fill the freezer. I need to remember to do the more practical stuff and get out there and buy the items, stock the shelves, fill the freezer, rotate the fuel, check the expiration dates, evaluate the quantities, etc, etc.

I’m still sitting at a pretty good level of preparedness from all of 2020’s renewed urgency. Just need to keep that motivation going. The Kung Flu thing has sort of had all the shiny taken off it and many people aren’t as frantic about it as they were last year, so motivation might seem a bit reduced. However the new(er) motivation is the upcoming economic…activities…supported/fomented/mandated/foisted upon us by the new administration. And that’s something I prepare for more with bullion than bouillon. As of late I’ve been just as concerned about stacking cash ( and cash like instruments) and investing as I’ve been in stacking ammo and stockpiling. I really am exceptionally diversified.

Inauguration is this week and even if it doesn’t turn into a boogaloo theres still those ‘first 100 days’ agenda items that will try to get ramrodded into law in a hurry. All in all, the year has barely started and its just fixin’ to get more interesting. Sell the jet ski, cancel the trip to DisneyLand, and start making more trips to CostCo.

Stress

Tam (aka ‘Our Lady Of Snark’),  has a post about how the Current Situation has us swimming in stress hormones and that regardless of whether the stress is from being chased by a lion or having to queue for TP at CostCo, the physiological and mental results are the same.

No doubt, there are stressors aplenty in the wind these days. How do you avoid stress? Remove (or mitigate) the situation that you are stressing over. Do I stress about getting eaten by a T. Rex? No, because there ain’t no T. Rex anymo’. So if I want to not stress over, say, a toilet paper shortage the solution is…have plenty of toilet paper.

I’ve touched on this in an earlier post.

The solution is simple, it just isn’t easy – remove the source of stress.

Every year I stress about my property taxes. I worry that I won’t have the money to pay them and that I’ll lose my house. What eliminates that stress? Paying the taxes (or having the money to do so). So every month I force myself to set aside 1/12th of my property taxes and once a year I pay them for the upcoming year. And the stress disappears (for that year). I don’t worry about getting eaten by that T. Rex because, for that year, the T. Rex doesn’t exist anymore.

Realistically, virtually any single thing you are stressing about can be resolved with enough money..housing, food, health, security, etc….all fixable with enough greenbacks. But, addressing the issue directly is often the best choice… worried about going hungry? Stockpile food. Worried about not being able to make your car payment? Pay off the car or downsize it. Worried about your neighborhood being unsafe? Move or change the character of the neighborhood. Etc, etc.

I hate to use this word, but the secret to avoiding stress is…..control. If you can exert control, of almost any degree, over the situation then your stress is reduced. Sure there are situations you can’t completely control but you can exert some control. I can’t control if I’m going to suddenly have a debilitating stroke..but I can exert some control by eating well, watching my health, etc, etc. I can’t control the goobers in Washington in regards to guns, but I can exert some control by having my mag and gun needs met before they can start their shenanigans. I can’t control what 2021 is going to be like but I can control my supply of food, money, fuel, resources, information and all the things I need to mitigate 2021’s sting.. and that modicum of control reduces any stress I may have.

Probably the best example is my water heater. Years ago, I was informed there was a puddle under my water heater. A prior version of myself would have suddenly had the whole day go dark, and I’d have spent the next few days brooding and being upset wondering where the heck the money was going to come from for this repair and why was my life so crappy that I can’t even get the water heater fixed and..and…and…you get the idea. But, no, it was simply a shrug, “that sucks”, and write a check to the plumber off the emergency fund. No muss, no fuss, no stress. In this particular case, having money was what gave me the control over the situation and eliminated the stress.

Personally, I have not stressed about 2020 (or 2021) enough, in my opinion, to be experiencing negative physiological reactions. Or maybe I am and I’m not noticing it. But I don’t think I am. Why? Because I try to control what I can, and for those things I can’t control I prepare against. Between control of a situation, and being prepared against if the situation arises, any stresses I have are pretty manageable.

Of course…this only works if I’ve foreseen all likely outcomes. As I read on the interwebs, 2020 was the equivalent of stepping up to a crosswalk, waiting for the light, looking carefully both ways before crossing, stepping off the curb….and getting hit by a submarine. Didn’t quite see that one coming. But…by and large….yeah, not stressing.

Year in review

The low hanging fruit of the blogging world is the reviewing the previous year and speculating on the upcoming year. Not being proud, here we go….

2020. Holy Drokk, where to start? From a survivalist standpoint is was a fairly validating year. I didn’t wind up needing to use any of the stored food or supplies. Even toilet paper needs were met handily just by the ‘on hand’ supply that exists outside of the stored stuff. But, the situation did give me the impetus to double-down on a lot of stuff. Most notably, the Preponomicon was thoroughly examined, revised, reviewed, and adhered to. While I was doing quite well on most things, I took this time to really polish off a few glaring weak spots and beef up what I already had.

Gunwise, it was a freakin’ Mardi Gras. If I told you what I spent on guns and magazines this year you would be aghast. But…I did what I believed was necessary for the continued safety and security of my future self. So..I regret nothing.

Financially, there was a little bit of a hiccup in March when things really hit the fan in terms of the Wuhan Flu becoming A Big Deal. I had to dip into cash reserves a tiny bit but then the income stream resumed it’s normal flow and I made up for it. In fact, 2020, despite my outrageous purchases, turned out to be a good year in terms of making progress on finances.

There were, of course, some down moments. Most notably the election. Because I had my doubts about a Trump re-election, I decided early in the year to get a start on going heavy on Uncertain Goods. Unfortunately, I was not the only one and between political maneuvering, race riots, a pandemic, and gasping economy, there were plenty of moments where things I wanted were either unavailable or grossly overpriced. However, I managed to get it all done with a bit of time to spare. Yay me.

All in all, 2020 was actually…and I hate to say this because it makes me sound like a colossal jerk…a really good year for me. I got a lot done, hit a bunch of goals, had virtually no hit to my income or finances, and pretty much skated through a year that left a lot of people crashed and burning by the side of the road. And…it wasn’t luck. By living below my means, getting the house paid off, not carrying debt, having multiple income streams, and keeping a cautious eye open for opportunities, 2020 wound up being, on paper, a good year for me.

What’s my prediction for 2021?  The likeliest thing I see happening is economic uncertainty. Keep in mind, I say “uncertainty” but that doesn’t indicate good or bad. There could be an economic revival of sorts as the ‘dead wood’ is swept aside as businesses that were long past tenable finally disappear, leaving behind smaller, more agile, better run businesses to take up the slack. The void left by businesses closing is an opportunity for new businesses. The forced acceleration of the inevitable switch to more ‘telecommuting’ or ‘remote’ jobs may open avenues for people who have wanted to work for East/West coast companies but never wanted to leave Kansas. So, there is a perspective that says 2021 might be a good year.

But, then theres the other side of the argument….businesses close or reduce their workforce, long-term leases for business space dry up creating commercial real estate ghost towns, unemployment increases, .gov starts printing money for benefits, state and local .gov get carried away with their newfound powers in the name of ‘the public health’, the Trump tax changes get repealed, we all lumber through a prolonged recession….that sort of thing. Telecommuting means a broader pool of competitors for a job opening, possibly even outsourcing. A larger pool of candidates means employers can offer less compensation and be reasonably sure someone, somewhere, will take it. Could go either way. So….yeah, changes ahead….and those changes could swing in either direction.

And that doesn’t even touch on whether or not the new administration (or whoever is pulling their strings) finally gets around to the old chestnut of ‘reasonable gun control’ that has become a rallying cry for the left.

Personally, I think 2021 will be a year that is full of the consequences of 2020. I think the economic impact of the everything that happened in 2020 will ‘come home to roost’ in 2021. My personal plans for 2021 include reducing expenditures and maximizing income as much as possible, spreading my assets out into various forms…cash, savings, metals, etc., working on some sideline gigs that will generate some cash fairly consistently so there’s always something coming in, and overall just working on increasing my resilience against whatever is coming.